LUNO
Motorcycle Ownership Platform — East Africa

Own your future, one payment at a time.

LUNO tracks every shilling toward motorcycle ownership. Digital proof. Real-time progress. No more lost receipts, disputed payments, or notebook chaos.

SOS — Coming SoonDriver safety, on the way
Your journey
Karibu, Juma 👋
71%Owned
Freedom Date
14 March 2027
22 weeks to full ownership
70,000
This week ✓
2.41M
Paid so far
+12,000 todayVerified payment
Our Story — From Fire to Finance

Named after a man who refused to fear.

🔥
“If these spirits are so mighty, why can they not stop the hunger, disease, and oppression we face every day?”

In 1970s Southern Tanzania, tradition was law and rituals were never questioned. Luno was a young man who had never set foot in a classroom — yet he carried a logic stronger than blind fear.

To test the spirits, he placed a hot coal in the corner of a sacred jando hut and watched it burn to the ground. When the curses everyone expected never came, Luno asked his community that one powerful question.

We built LUNO to carry that same spirit of defiance into the modern transport sector. For too long the bodaboda economy has been held back by old habits — messy notebooks, fading receipts, endless disputes. LUNO replaces the unreliable old way with a permanent, automated, human-first system. It is time to stop doing things the old way.

The Reality on Our Roads

Hard work, no record to show for it.

Across East Africa, a million riders move the economy on two wheels — yet they remain unprotected, unbanked, and unseen. LUNO was built to change that.

Notebook chaos

Payments tracked in tattered notebooks and memory. Lost receipts and disputed totals strain the trust between owner and driver.

No financial identity

Without records, hard-working drivers can't access loans, insurance, or recognition — trapped outside the formal economy.

No safety net

When a driver is attacked on the road, help is far away and families learn too late. Dignity and safety should not be a luxury.

How It Works

From first ride to full ownership.

Four simple steps turn a rent-to-own arrangement into a clear, dignified journey — for both driver and owner.

1

Set the contract

The owner registers the bike, the driver, and a weekly payment. LUNO calculates the path to ownership.

2

Pay & verify

The driver pays via M-Pesa or cash. Each payment is recorded and verified — permanent digital proof.

3

Watch it grow

The ownership ring fills in real time. The driver sees their exact freedom date draw closer every week.

4

Own it

The final payment lands. The bike is theirs — and a verified financial identity is born for life.

What LUNO Does

One app. Three promises kept.

OWNERSHIP TRACKING

Every shilling, counted toward freedom.

LUNO turns rent-to-own into a clear, motivating journey. Drivers watch their ownership ring fill and see their exact “freedom date” — the day the bike becomes theirs.

  • Live ownership progress, in real time
  • Digital proof of every payment — no disputes
  • A motivating “freedom date” countdown
0%Toward ownership
DRIVER SAFETY · COMING SOON

A button that brings help.

Born from a real emergency in our founder’s own work, the hold-to-fire SOS will send a driver’s live location to their owner and next-of-kin in seconds. This is the feature we are building next — protection on every ride, never a kill-switch, always a lifeline.

  • One-touch emergency alert with live GPS
  • Instant notification to owner & family
  • Built for dignity and peace of mind
SOS
In development
FOR FLEET OWNERS

Run the business, protect the driver.

Owners see fleet health, revenue velocity, and verified profit at a glance — across every bike and driver. Manage contracts and payments without a single notebook.

  • Fleet Health Score & revenue velocity
  • Verified profit, calculated automatically
  • Works offline on low-end phones
Fleet Health
0/100
Vehicles
0
8.4M
This month
98%
On-time
Freedom Date Calculator

See the day the bike becomes yours.

Move the slider to your weekly payment. LUNO shows how fast you reach full ownership — the same clarity every driver gets in the app.

40,000160,000

A typical bodaboda runs ~2.3M; a bajaji ~5.2M. LUNO splits it into weekly payments you already make — but now they build toward something that’s yours.

Time to full ownership
33
weeks · about 8 months
Your freedom date
“LUNO is built to be subordinate to the human need. We make money so the mission can survive — never the other way around.”
The LUNO founding principle
Already Moving

Real drivers. Real roads. Real progress.

0Cities live — Dar, Arusha & Mwanza
0Bodaboda & bajaji across Tanzania
0Of payments digitally verified
EACThe same model scales region-wide
Built By One Of Their Own

Forged in an emergency room.

The Founder

A doctor. A fleet owner. A builder.

LUNO was created by an Emergency Medicine doctor at Tanzania's national hospital — who is also a bodaboda & bajaji fleet owner. He treats the riders a broken system breaks, and runs the very business LUNO digitizes. He built the entire platform himself, to serve the people upstream — before they arrive broken.

Questions

Everything you might ask.

Yes. Drivers never pay to use LUNO. The owner covers a small platform fee — the driver gets safety, proof of every payment, and a clear path to owning their bike, at no cost.

LUNO is offline-first. Payments and records are saved on the phone and sync automatically once a connection returns — built for real conditions on low-end Android devices. *iOS app is coming

SOS is the safety feature we are building next. A hold-to-fire button will send the driver’s live GPS location to their owner and next-of-kin instantly — a lifeline for the driver, never a remote kill-switch on the vehicle.

Your data is handled under Tanzania’s data-protection law, with consent, and is used to benefit you — for example, to help you qualify for loans or insurance. It is never sold against your interest.

LUNO is live with drivers in Dar es Salaam, Arusha, and Mwanza, with expansion across Tanzania and East Africa underway.

Your bike. Your record.
Your future.

Join the drivers and owners building real ownership — one verified payment at a time.